Dr. Prerna Bagadia holds a Ph.D. in Management from Devi Ahilya Vishwavidyalaya,
complemented by an MBA with a major in Finance and minor in IT, and a B.Sc. in Computer
Science. Additionally, she has completed a six-month diploma course in Advanced
Computing, enhancing her technical skills in the field.
Dr. Bagadia's research is centered on Consumer Behavior in Adopting Mobile Banking
Services, the Influence of Financial Risk Tolerance on Investment Patterns, and Factors
Impacting Mobile Banking Adoption in India. Her scholarly work has been published in
reputed journals and presented at various conferences.